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Net30
AI to calculate the best payment method for invoices
# Accounting Assistant
Featured on : Oct 5. 2025
Featured on : Oct 5. 2025
What is Net30?
Net30 analyzes your vendor invoices and automatically identifies the most profitable way to pay whether that's capturing early payment discounts, maximizing card rewards, or optimizing your cashflow. We turn your payables into a source of hidden savings.
Problem
Small businesses manually analyze vendor invoices to decide payment methods, facing issues like missing early payment discounts, suboptimal card reward utilization, and inefficient cashflow management.
Solution
A financial optimization tool that uses AI to automatically identify the most profitable payment method (e.g., capturing discounts, maximizing rewards). Example: Paying via credit card to earn 2% cashback instead of missing a 1% early discount.
Customers
Small business owners, finance managers, and CFOs in industries with frequent vendor payments (e.g., retail, manufacturing) who prioritize cashflow optimization.
Unique Features
Combines discount capture, reward optimization, and cashflow analysis in a single AI-driven decision engine, dynamically adjusting to payment terms and financial goals.
User Comments
Reduced late payment penalties by 30%
Saved $12k annually via card rewards
Automated 90% of payable decisions
Intuitive dashboard for cashflow tracking
Quick ROI within 3 months
Traction
Launched 6 months ago with 500+ active users, $45k MRR, and featured on ProductHunt (Top 5 in Finance category). Founder has 1.2k LinkedIn followers.
Market Size
The global accounts payable automation market is valued at $3.1 billion in 2024 (Grand View Research), with SMBs contributing 35% ($1.08B) of the total.