What is Credicated?
Credicated is a service that keeps your credit cards and bank accounts active with small automated transactions. It protects against inactive card closures, helps build credit scores, and meets bank transaction requirements for high-yield perks effortlessly.
Problem
Users manually manage regular small transactions to keep credit cards and bank accounts active, but risk closures due to inactivity, time-consuming manual efforts, and potential credit score impacts.
Solution
A service that automates small transactions to maintain card/bank account activity. Users avoid manual management while ensuring compliance with bank requirements and credit score protection.
Customers
Freelancers, digital nomads, credit-building individuals, and high-net-worth users managing multiple cards/accounts.
Unique Features
Focused on preventing inactivity via automated micro-transactions, seamless integration with financial institutions, and tailored scheduling.
User Comments
Simplifies card management
Saves time
Prevents accidental closures
Boosts credit score reliability
Easy setup
Traction
Launched in 2023, 5k+ users, $10k MRR, featured on Product Hunt with 500+ upvotes
Market Size
The global personal finance software market is valued at $1.2 billion in 2024, with credit management tools driving growth.
