PH Deck

Managing personal finances, especially tracking expenses, is often cumbersome and inefficient with outdated apps, leading to people failing to achieve their financial goals. The key drawbacks are inefficiency and the cumbersome process of managing finances with outdated tools.

Users struggle to track expenses, manage finances, set budgets, and gain detailed financial insights manually.

Users struggle with expense trackers that require manual entry or lock data in closed ecosystems.

Users face difficulty in managing their personal finances effectively without a centralized system.

Drawbacks: Lack of organization leads to confusion and potential overspending. Manual tracking is time-consuming and prone to errors.

Users struggle to track their expenses effectively using traditional methods like pen and paper or spreadsheets, leading to disorganized financial records and difficulty in managing budgets.

Users manually track expenses with basic apps or spreadsheets, facing time-consuming entry and disorganized categorization leading to inaccurate budgets.

Users manually track expenses using spreadsheets or traditional apps, which is time-consuming and error-prone while struggling to organize receipts efficiently.

Users previously had to use time-consuming manual tracking methods or apps requiring sign-ups, facing time-consuming manual tracking and needing to create accounts for expense management

Users previously relied on budgeting apps that require bank account access, leading to concerns about privacy and less control over their financial data.

Users struggle with manual expense tracking and basic spreadsheets, leading to time-consuming processes, difficulty in splitting costs, and lack of real-time collaboration.